United Way
of Massachusetts Bay
and Merrimack Valley

 What if a better life was just around the corner?

Thanks to you, individuals and families who are living on the edge of financial disaster are on a path out of poverty and toward opportunity. United Way helps those who are struggling to regain their footing and supports their continued climb toward self-sustainability and victory over their circumstances. Our approach focuses on:

  • Job training and placement
  • Budget coaching and financial education
  • Affordable housing and homelessness prevention
  • Emergency assistance with food, heat, housing and access to benefits

Thanks to your generosity, United Way funds the highest performing community-based organizations that are focused on creating financial opportunity for families.

Innovative Partnerships

Financial Stability Centers, a trailblazing network of “all-under-one-roof” centers that help low-income families get back on their feet and stay there. Located in Lynn, Lawrence, Chelsea, Boston and Quincy, the centers offer financial education and budget coaching, job skills training and adult education. In 2014, 77% of participants achieved a financial milestone such as improving their credit score (some by as much as 31 points), net worth and/or net income. Learn more.

Thanksgiving Project, the annual United Way and volunteer-powered event, which gives full meals for Thanksgiving to those that need it the most. Learn more.

Free Tax Preparation, provided by volunteer tax preparers who sit with individuals and families to navigate tax returns, offer financial tips and seek out all available tax credits. The Earned Income Tax Credit (EITC) in particular has delivered the most relief to lower-income taxpaying workers. In 2014, over $8.8 million in refunds and credits were returned to eligible workers. Learn more.

The Financial Empowerment Learning Institute (FELI), established in partnership with Citizens Bank, builds the capacity of local non-profit agencies to deliver high-quality financial coaching and financial education services. FELI has evolved into a regional hub for financial capability professional development with one goal: to help low to moderate-income residents strengthen their financial management skills.

The Family Fund provides much-needed emergency assistance during the winter, when struggling families need it the most. Gifts to this fund go toward fuel, utility and basic needs support, which are often the difference between a family keeping their heads above water and grappling with the real threat of homelessness. Give to the Family Fund >>